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Types of Accident Compensation

This type of compensation typically covers medical expenses, such as prescription medications as well as devices, physical therapy and surgeries. It may also cover the loss of future earning potential.

This kind of compensation is often called "general damages." However, determining the amount of these damages is complicated because insurers use different calculation methods.

Economic Damages

Economic damages are the tangible, measurable costs that result from an accident law firm. These include out-of pocket expenses like lost wages, Accident law firms property damage costs, and financial losses that will come from the disability or injury. Juries and courts usually calculate these costs based on documentation such as pharmacy receipts, hospital bills and estimates for vehicle repairs.

These costs are relatively easy to prove and are among the most immediate expenses associated with the event of a crash. They include medical expenses, like the initial hospital stay, and any subsequent care and treatment. These expenses may also include the cost of repairing damaged vehicles and other items of property such as clothes and household goods. The cost of hiring someone to take care of chores around the home or transport children to and from school or extracurricular activities can be included also.

The loss of wages is an additional important aspect of economic damages. This includes not only the lost wages due to your injuries, but also any lost productivity during your recovery and any sick days or vacation leaves. In certain instances you can also claim compensation for the loss of your potential earnings if your injury prevents you from returning to your previous job or hinders you from earning the same amount in the future.

While these expenses are easy to quantify, some of the other damages you could claim are not as clear. These damages that are not economic can be more difficult to quantify, and include things like pain and discomfort or disfigurement as well as the loss of enjoyment.

How can you prove these Damages?

While some of the expenses in these categories are fairly simple and can be proved by receipts and paperwork Other expenses might require expert testimony. For instance, in the event when an accident results in an extensive spinal cord injury that renders a person partially paralyzed, it may be necessary to consult an occupational specialist to determine the full impact of the injury. This will assist the court or jury to make a precise assessment of your personal and financial impact.

The most complicated types of economic damages are those that relate to future medical expenses and lost earnings. You may be able to prove these expenses by using a medical professional's estimate of your greatest medical improvement or when your recovery is expected to be over. However, you'll have to prove your future financial loss by submitting pay invoices, stubs and Accident Law firms other evidence of your past and present income.

Insurance companies try to avoid paying as much damages as they are legally required to. A knowledgeable personal injury lawyer will ensure that you receive all compensation damages to which are entitled. Contact Dennis and King today to set up an appointment at no cost. We can help you recover all of your economic and other damages resulting from an New York auto accident law Firms or personal injury.